Adulting Woes

Have you ever noticed that when things start to go bad, it seems to escalate?   I had to hire a roofer and that isn't cheap!!  There was a problem with a payment to my mortgage company and now I had to pay double this month!  And my car insurance is due.  I usually pay that in a lump sum for the next six months.  But I don't think I'll be able to do that this month!!  Where can I be cutting corners?  I usually keep my thermostat at 68, but maybe I can go lower.... 66?  and PB sandwiches for lunch for a few days.  OK.  That won't be so bad, I like PB.  Less bottled water and using the tap instead.  *shudder* 

I know I can't count on a raise at work, but that sure would help!  But it's not the big chunks that will make a difference.  We all know that when it comes to our salaries, January means the beginning of a new year of health insurance payments, and those went up.  Groceries seem like they are always going up, along with gas and utilities.  I'll be reviewing my finances in depth ... soon.  Or even sooner?  It's the little choices each day that can add up.  I read somewhere that indiscriminate spending of just over $27 a day could waste over $10,000 a year.  We all know how easy it is to just buy something because we want it, not because we need it.  I'll have to keep an eye out on that.

Lately, I procrastinate a lot.  I'm more re-active than pro-active, and I shouldn't be.  I need to make an effort, a better effort than I've been making.  A solid review, and some major edits on how much is being paid on each bill. 

It sure isn't fun being an adult, and having to do all this adulting.

Or maybe I'm just grousing. 

I didn't realize that being an adult would be this difficult, or take this much effort.